IN THE CIRCUIT COURT OF THE FOURTH JUDICIAL CIRCUIT, IN AND FOR CLAY COUNTY, FLORIDA
Case No. 2026-CA-000304
Honorable Judge: KALLAHER, JAMES E
PLANET HOME LENDING, LLC
Plaintiff,
vs.
JUSTIN CORTEZ RAY; NAOMI NINOSKA RAY GONZALEZ; CROSS CREEK NORTH OWNERS ASSOCIATION, INC.; ISPC; UNKNOWN TENANT OCCUPANT #1; UNKNOWN TENANT OCCUPANT #2
Defendants,
NOTICE IS GIVEN that, in accordance with the Final Judgment of Foreclosure dated October 23, 2026, in the above-styled cause, Tara S. Green, as Clerk of the Circuit Court, will sell to the highest and best bidder for cash online at https://www.clay.realforeclose.com/ at 10:00 A.M. on January 06, 2027, the following described property:
LOT 83, SILVERCREEK, ACCORDING TO THE PLAT THEREOF, AS RECORDED IN PLAT BOOK 44, PAGES 52 THROUGH 72, INCLUSIVE, OF THE PUBLIC RECORDS OF CLAY COUNTY, FLORIDA. TAX ID: 220525-010109-004-83
COMMONLY KNOWN AS: 3350 SILVERADO CIRCLE, GREEN COVE SPRINGS, FL 32043.
ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM BEFORE THE CLERK REPORTS THE SURPLUS AS UNCLAIMED.
AMERICANS WITH DISABILITIES ACT (ADA)
IF YOU ARE A PERSON WITH A DISABILITY WHO NEEDS ANY ACCOMMODATION IN ORDER TO PARTICIPATE IN THIS PROCEEDING, YOU ARE ENTITLED, AT NO COST TO YOU, TO THE PROVISION OF CERTAIN ASSISTANCE. PLEASE CONTACT THE ADA COORDINATOR AT (904) 255-1695 OR CRTINTRP@COJ.NET AT LEAST 7 DAYS BEFORE YOUR SCHEDULED COURT APPEARANCE, OR IMMEDIATELY UPON RECEIVING THIS NOTIFICATION IF THE TIME BEFORE THE SCHEDULED APPEARANCE IS LESS THAN 7 DAYS; IF YOU ARE HEARING OR VOICE-IMPAIRED, CALL 711.
Dated: October 28, 2026.
Tara S. Green, Clerk of Circuit Court
By: Chelsey Mason
Deputy Clerk of Court
Legal 220779 Published 11/5/2026 and 11/12/2026 in Clay County's Clay Today newspaper